Filing Guidelines for Automobile Insurance

The filing guidelines on this page are the most up-to-date; they supersede all previous guidelines and technical notes.  Insurers filing for a licence in the auto insurance class for the first time should review Key Legislative Requirements and Overview of Filing Guidelines.  Submitting FilingsFilings must be submitted by using our electronic web-based filing system called Automated Rates and Classification Technical Information Communication System (ARCTICS). For this reason, most of the appendices that form part of the filing guidelines below are now only available through ARCTICS. Please contact your Team Lead/Analyst in the Automobile Insurance Services Branch at FSCO if you have questions or need help submitting your filing through ARCTICS. Newly licensed auto insurance companies that wish to submit required filings must email the Rates and Classifications Unit at FSCO to request access to ARCTICS.  Filing Guidelines for Automobile Insurance Rate and Risk Classification Filings  Private Passenger Automobile Filing Guidelines - Major  Size: ## kb​ Private Passenger Automobile Filing Guidelines - Simplified Appendix B (Certificate of the Officer/Designate) Size: ## kb​ Private Passenger Automobile Filing Guidelines - CLEAR Simplified    Appendix B (Certificate of the Officer/Designate)  Size: ## kb​ Other Than Private Passenger Automobile Filing Guidelines - Major   Appendix B1 (Certificate of the Officer/Designate)  Size: ## kb​ Appendix B2 (Certificate of the Actuary) Size: ## kb​ Other Than Private Passenger Automobile Filing Guidelines - Minor    Appendix B (Certificate of the Officer/Designate) Size: ## kb​ Technical Notes for Automobile Insurance Rate and Risk Classification Filings  Size: ## kb​  Insurers can access and download the Appendix C (Rating Profiles) spreadsheets through ARCTICS. Filing Guidelines for Automobile Insurance Underwriting Rules  Filing Guidelines for Underwriting Rules Appendix B (Certificate of an Official) Size: ## kb​ Technical Notes for Underwriting Rules    Filing Guidelines for Automobile Insurance Endorsements  Filing Guidelines for Proposed Revisions to Underwriting Rules & Rates for Endorsements  Appendix E (Certificate of an Official) Size: ## kb​Filing Guidelines for Automobile Insurance Forms  Filing Guidelines for Automobile Insurance Forms  Appendix B (Certificate of an Official) Size: ## kb​Filing Guidelines for Automobile Insurance Manuals  Filing Guidelines for Automobile Insurance Manuals Appendix B (Certificate of an Official) Size: ## kb​

 
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