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Consumer Brochure

Your Pension Rights
This brochure deals with registered pension plans. There is no general requirement that employers provide pension plans for their employees, but once a pension plan is established, it must comply with federal tax law and the applicable federal or provincial pension legislation.
Know the Facts
Don’t wait until retirement to learn more about your employee pension plan. It is important to know all of the facts, to make informed financial decisions and plan for the future.
Don't Let Pensions Information be a Mystery
Whether you are just starting your career, or plan to retire in the near future, you don’t have to wait until retirement to get full and detailed information about your registered pension plan from your employer.
A Guide to Applying for Special Access
In certain situations, however, it is possible to gain special access to your account. If you have a locked-in account, this brochure will help you determine if you are eligible to apply for special access to that account under Ontario law, and how to go about it.

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