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The Motor Vehicle Accident Claims Fund

The Motor Vehicle Accident Claims Fund (MVACF) is considered to be the "payer of last resort" as it provides compensation to people injured in automobile accidents when no automobile insurance exists to respond to the claim.

The major functions of MVACF are:
  • to provide statutory accident benefits directly to persons involved in an automobile accident, who have no recourse to automobile insurance;

  • to provide compensation for personal injury or property damage to victims involved in an automobile accident with an uninsured or unidentified driver or a stolen vehicle when no liability insurance exists; and

  • to recover from the owners and drivers of uninsured vehicles monies paid out on their behalf, where legally permissible.

MVACF prepares financial statements on a fiscal year basis which are found in volume two of the published Public Accounts. The Statement of Financial Position, and the Statement of Fund show the balance in the Fund as well as the results from current year operations. Click to view these statements along with supporting background notes.

More information:

You may request any of the forms and applications described in these pages by contacting:

Financial Services Commission of Ontario (FSCO)
Motor Vehicle Accident Claims Fund
5160 Yonge Street
P.O. Box 85, 8th floor
Toronto, Ontario, M2N 6L9

Phone: (416) 250-1422
Toll free: 1-800-268-7188
Fax: (416) 590-7076
E-mail: contactcentre@fsco.gov.on.ca

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